> ## Documentation Index
> Fetch the complete documentation index at: https://docs.thrizer.com/llms.txt
> Use this file to discover all available pages before exploring further.

# Adding and managing payment methods

> Add a card, view saved payment methods, set a default, and remove cards in the Thrizer Client Portal so charges can be processed reliably.

## Before you start

Use Payment Methods to manage the card your clinician can charge through Thrizer.

## Where to go

Go to:

**Client Portal → Settings → Payment Methods**

## What you can do

The Payment Methods page lets you:

* Add a payment method
* View saved payment methods
* See card ending details
* See default status
* Set a card as the default payment method
* Delete a payment method

## Add a card

Select **Add Card** to open the add-card drawer. The card form includes:

* Card number
* Expiry date
* CVC

After you add the card, Thrizer saves it for future payments.

## Set a default card

Use **Set as default** to make a saved card the default payment method.

## Delete a card

Use **Delete** to open a confirmation modal. Confirm the deletion to remove the saved card.

## HSA and FSA cards

Thrizer accepts HSA and FSA cards as payment methods. Add an HSA or FSA card the same way you would add any other card under **Client Portal → Settings → Payment Methods**.

If your HSA or FSA administrator asks for documentation to substantiate the expense, generate a superbill from **Client Portal → Payments → Generate Superbill**. You can then submit it for HSA or FSA reimbursement.

<Note>
  Your HSA or FSA plan administrator determines whether a specific session is eligible for HSA or FSA reimbursement, not Thrizer. Thrizer accepts the card as a payment method; your plan determines what qualifies.
</Note>

## Can I use an HSA or FSA card?

Yes. Thrizer accepts HSA and FSA cards as payment methods. Add the card the same way you would add a regular credit or debit card, using the card number, expiration date, and CVC.

Whether a specific HSA or FSA card successfully pays for a given service depends on your HSA/FSA administrator's rules for eligible expenses. Thrizer does not control HSA/FSA eligibility decisions. If your HSA/FSA administrator declines the charge, add a different card and ask your clinician to retry the charge.

For FSA or HSA reimbursement documentation, generate a superbill from **Client Portal → Payments → Generate Superbill**. See [Viewing payments and generating superbills](/help/client/payments-and-receipts) for how this works.

<Note>
  An HSA or FSA card is a payment method, not an insurance plan. Paying with an HSA or FSA card does not, by itself, submit an insurance claim. Whether a claim is submitted depends on the payment type your clinician selects. Self-Pay does not submit a claim. OON Pay and Thrizer Pay submit a claim when the eligibility requirements are met. See [Which payment types are available?](/help/faq/which-payment-types-are-available) for how each payment type works.
</Note>

## Failed payments

A charge requires a valid payment method. If your payment method fails, no payment is collected and no claim is submitted for that charge. Add or update a valid payment method before your clinician retries the charge.

<Note>
  Saved payment methods are cards used to pay session charges. A reimbursement bank account (used to receive reimbursement) cannot be used to pay charges. Completed charges cannot be reassigned to a different payment method after the fact — new cards apply to future charges only.
</Note>