Overview
Thrizer is designed for private-pay practices that want client payments and supported out-of-network billing in one place. Clinicians can collect payment through Thrizer, check estimated benefits, and use Self-Pay, OON Pay, or Thrizer Pay when the applicable requirements are satisfied. After a supported OON Pay or Thrizer Pay charge is successfully processed, Thrizer will submit the claim. Thrizer Pay also gives eligible clients a way to pay an estimated upfront responsibility while Thrizer advances the remaining session fee to the clinician.Why clinicians choose Thrizer
Payments and OON billing in one process
Thrizer connects the session charge with supported out-of-network claim submission. This keeps payment and claim information together instead of making claim submission a separate recurring task.Different options for different client situations
Estimated costs before care
The Benefits Widget lets prospective clients preview estimated out-of-network benefits and session costs using the practice’s configured services and rates. This can make the financial conversation clearer before a client starts care.Clinician payment is separate from insurer timing
For eligible Thrizer Pay charges, the clinician receives the applicable session payout through Thrizer without waiting for the insurer to reimburse the claim. The insurer’s later claim decision does not reduce the clinician’s payout under Thrizer’s payment-protection rules.Other OON billing services
Mentaya and Reimbursify are examples of other services clinicians may consider for out-of-network benefit or claim-submission support. Thrizer is designed for practices that want client payments and supported out-of-network billing in one place. If the main need is claim or benefit support outside Thrizer’s payment process, review Mentaya’s or Reimbursify’s current official materials directly. Because these companies control their own features, pricing, eligibility rules, and availability, this guide does not maintain a detailed feature-by-feature comparison.Questions to ask before choosing a service
- Do I want client payment and OON billing in the same system?
- What must happen before the service submits a claim?
- Does the client pay the full session fee upfront?
- Who receives any insurance reimbursement?
- Who handles denials, corrections, and insurer follow-up?
- Can prospective clients preview estimated benefits and session costs before starting care?
- What are the service’s current fees and eligibility requirements?
- Does the service support my provider type, client plan, and billing process?
When Thrizer is not the right fit
Thrizer is not a replacement for an EHR or clinical documentation system. It does not provide a generally available native EHR integration or public API. New Thrizer claim submission is tied to a supported OON Pay or Thrizer Pay charge processed through Thrizer. Thrizer does not support secondary insurance, coordination of benefits, direct ACH client payments, or client-submitted superbill claims. If one of those capabilities is essential to your practice, review the documented alternatives or another service’s current official materials before deciding.How to explain the difference simply
Thrizer is the payment platform our private-pay practice uses for sessions. It also brings supported out-of-network billing into the same process. If you use OON benefits, Thrizer can estimate your costs and will submit an eligible claim after a supported OON Pay or Thrizer Pay charge is successfully processed. Your insurer still determines the final claim and reimbursement outcome.
Frequently asked questions
Is Thrizer an insurance panel?
No. Thrizer is not an insurance carrier or insurance panel and does not make a clinician in network with a client’s insurance plan.Does Thrizer replace an EHR?
No. Thrizer focuses on payments, benefit checks, supported out-of-network claim submission, and related reimbursement processes. Clinicians can continue using a separate system for scheduling and clinical documentation.Does using Thrizer guarantee reimbursement?
No. Insurance carriers determine claim acceptance, coverage, allowed amounts, deductible application, reimbursement, and timing.Related articles
Getting started with Thrizer
Learn how Thrizer supports private-pay payments and out-of-network billing.
How to explain Thrizer to clients
Use approved client-friendly language for websites, emails, and consult calls.
Which payment types are available?
Compare Self-Pay, OON Pay, and Thrizer Pay.
Thrizer Widget
Learn how prospective clients can preview estimated OON benefits and session costs.